Every Suspension Type. Diagnosed.
Browse 17+ documented suspension patterns across major platforms. Understand why accounts get suspended and what causes suspensions.
Document / KYC Request
PayPal periodically requires additional documentation to comply with financial regulations. This is triggered by reaching certain transaction threshol...
5 compliance steps
Buyer Protection Dispute
A buyer filed a dispute or claim through PayPal's Buyer Protection program alleging item not received, item significantly not as described, or unautho...
5 compliance steps
PayPal Credit / Pay Later Issue
Issues with PayPal Credit or Pay in 4 (BNPL) affecting your seller account. High return rates, disputes on credit transactions, or buyer defaults on i...
2 compliance steps
Seller Protection Denied
PayPal denied your Seller Protection claim, meaning you are liable for a chargeback or dispute amount. This happens when shipping requirements, eligib...
3 compliance steps
Unauthorized Transaction Claim
A claim was filed alleging an unauthorized transaction on your account. This can be filed by a buyer or triggered by PayPal's fraud detection systems....
5 compliance steps
Gambling / Cryptocurrency Restriction
PayPal's Acceptable Use Policy explicitly prohibits most gambling and cryptocurrency transactions. Accounts used for online betting, casino payments, ...
5 compliance steps
Appeal Denial Loop
When PayPal denies your appeal, resubmitting the same documents and explanation will produce the same result. PayPal's review process is largely autom...
5 compliance steps
180-Day Funds Hold
The 180-day fund hold is PayPal's most severe financial restriction. It typically follows account closure for policy violations, excessive chargebacks...
5 compliance steps
Account Frozen / Security Hold
PayPal froze your account for security reasons unrelated to AUP violations. Common triggers include suspicious login attempts, unusual transaction pat...
5 compliance steps
Business Account Upgrade Required
PayPal determined your personal account is being used for business purposes and requires an upgrade to a Business account. Failure to upgrade results ...
5 compliance steps
Cross-Border / Currency Restriction
PayPal restricted your account due to cross-border transaction concerns, currency conversion issues, or operating in a country with limited PayPal sup...
5 compliance steps
Multiple Account Detection
PayPal detected that you have or had more than one account, which violates their policy of one personal and one business account per person. This incl...
5 compliance steps
Sanctions / OFAC Compliance Hold
PayPal is required by law to screen all transactions against OFAC (Office of Foreign Assets Control) sanctions lists. If your name, business name, or ...
5 compliance steps
Acceptable Use Policy Violation
PayPal's Acceptable Use Policy (AUP) prohibits specific types of transactions and business activities. Violations include processing payments for rest...
5 compliance steps
High-Risk / Fraud Review
PayPal categorizes certain account activities as high risk based on transaction patterns, industry classification, or geographic factors. High-risk fl...
5 compliance steps
PayPal Account Limitation Review
Structured guidance for PayPal account limitations including temporary holds, permanent restrictions, and verification requirements. This module provi...
8 compliance steps
Withdrawal / Sending Limit
PayPal imposed limits on how much you can withdraw, send, or receive. Limits are typically linked to unverified accounts, new accounts, or accounts fl...
5 compliance steps
Match your exact suspension type in seconds
Our scanner analyzes your situation and generates a personalized compliance protocol.
Start Free Analysis